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Do credit unions really have better rates than banks?

The data behind the claim: how credit union and bank national average rates compare across savings, CDs, auto loans, mortgages and credit cards in the latest NCUA report.

2026-06-22
Credit union CD rates vs bank CD rates in 2026

How share certificates at credit unions compare with bank CDs at every term from 3 months to 5 years, using the latest NCUA national average data.

2026-06-20
How much you save on a car loan at a credit union

Credit unions average about 2 percentage points less than banks on auto loans. See the latest NCUA rates and what that gap is worth on a real car loan.

2026-06-18
Are credit unions safe? NCUA insurance vs FDIC

Deposits at federally insured credit unions are protected up to $250,000 by the NCUA Share Insurance Fund - the same coverage as FDIC at banks. Here is how it works.

2026-06-16
The largest credit unions in the US (2026)

Navy Federal leads US credit unions with about $197 billion in assets. See the biggest credit unions by assets and members, and why size is not the same as the best rate.

2026-06-14
Should I switch to a credit union? A practical checklist

When moving to a credit union pays off, when a bank still wins, and a step-by-step checklist to switch without missing a payment.

2026-06-12