Largest US credit unions
Top 50 federally insured credit unions by assets · size & membership facts
The largest US credit union is Navy Federal Credit Union (about $197.2B in assets, 15.0M members), followed by State Employees' Credit Union (SECU) and SchoolsFirst Federal Credit Union. This directory ranks the top 50 by assets with member counts and headquarters from NCUA Call Report data. The NCUA does not publish per-credit-union deposit or loan rates, so these pages show size and membership facts only - for rate comparisons see our credit union vs bank averages. General information, not financial advice.
Source: NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting. Data as of early 2026.
Top 50 credit unions by assets
| Rank | Credit union | Assets | Members | Headquarters |
|---|---|---|---|---|
| #1 | Navy Federal Credit Union | $197.2B | 15.0M | Vienna, VA |
| #2 | State Employees' Credit Union (SECU) | $58.1B | 2.8M | Raleigh, NC |
| #3 | SchoolsFirst Federal Credit Union | $35.4B | 1.5M | Tustin, CA |
| #4 | Boeing Employees' Credit Union (BECU) | $29.4B | 1.6M | Tukwila, WA |
| #5 | Pentagon Federal Credit Union (PenFed) | $29.3B | 2.8M | Tysons, VA |
| #6 | America First Credit Union | $22.6B | 1.4M | Riverdale, UT |
| #7 | Mountain America Credit Union | $21.2B | 1.2M | Sandy, UT |
| #8 | Golden 1 Credit Union | $20.3B | 1.1M | Sacramento, CA |
| #9 | Alliant Credit Union | $19.7B | 890K | Chicago, IL |
| #10 | Suncoast Credit Union | $18.8B | 1.1M | Tampa, FL |
| #11 | Randolph-Brooks Federal Credit Union (RBFCU) | $18.5B | 1.1M | Live Oak, TX |
| #12 | First Technology Federal Credit Union | $17.0B | 710K | San Jose, CA |
| #13 | Lake Michigan Credit Union | $14.8B | 500K | Caledonia, MI |
| #14 | Security Service Federal Credit Union | $14.1B | 760K | San Antonio, TX |
| #15 | VyStar Credit Union | $14.0B | 1.0M | Jacksonville, FL |
| #16 | FourLeaf Federal Credit Union | $13.5B | 480K | Bethpage, NY |
| #17 | Digital Federal Credit Union (DCU) | $12.9B | 1.1M | Marlborough, MA |
| #18 | Idaho Central Credit Union | $12.9B | 660K | Chubbuck, ID |
| #19 | Global Federal Credit Union | $11.6B | 770K | Anchorage, AK |
| #20 | GreenState Credit Union | $10.7B | 460K | North Liberty, IA |
| #21 | Ent Credit Union | $10.0B | 550K | Colorado Springs, CO |
| #22 | San Diego County Credit Union (SDCCU) | $10.0B | 430K | San Diego, CA |
| #23 | Teachers Federal Credit Union | $9.9B | 480K | Hauppauge, NY |
| #24 | OnPoint Community Credit Union | $9.9B | 590K | Portland, OR |
| #25 | United Nations Federal Credit Union (UNFCU) | $9.9B | 250K | Long Island City, NY |
| #26 | Logix Federal Credit Union | $9.9B | 250K | Valencia, CA |
| #27 | Police and Fire Federal Credit Union (PFFCU) | $9.7B | 450K | Philadelphia, PA |
| #28 | Star One Credit Union | $9.7B | 130K | Sunnyvale, CA |
| #29 | ESL Federal Credit Union | $9.5B | 450K | Rochester, NY |
| #30 | Patelco Credit Union | $9.5B | 510K | Dublin, CA |
| #31 | Wings Financial Credit Union | $9.3B | 370K | Apple Valley, MN |
| #32 | Broadview Federal Credit Union | $8.9B | 500K | Albany, NY |
| #33 | Eastman Credit Union | $8.9B | 340K | Kingsport, TN |
| #34 | Desert Financial Credit Union | $8.9B | 470K | Phoenix, AZ |
| #35 | Space Coast Credit Union | $8.8B | 670K | Melbourne, FL |
| #36 | Wright-Patt Credit Union | $8.8B | 520K | Beavercreek, OH |
| #37 | American Airlines Federal Credit Union | $8.6B | 360K | Fort Worth, TX |
| #38 | Delta Community Credit Union | $8.6B | 510K | Atlanta, GA |
| #39 | PSECU | $8.5B | 590K | Harrisburg, PA |
| #40 | Redwood Credit Union | $8.5B | 360K | Santa Rosa, CA |
| #41 | Bellco Credit Union | $8.5B | 380K | Greenwood Village, CO |
| #42 | MSU Federal Credit Union | $8.1B | 370K | East Lansing, MI |
| #43 | MIDFLORIDA Credit Union | $8.0B | 470K | Lakeland, FL |
| #44 | Members 1st Federal Credit Union | $8.0B | 600K | Mechanicsburg, PA |
| #45 | Redstone Federal Credit Union | $7.8B | 810K | Huntsville, AL |
| #46 | Citizens Equity First Credit Union (CEFCU) | $7.7B | 400K | Peoria, IL |
| #47 | Veridian Credit Union | $7.7B | 350K | Waterloo, IA |
| #48 | Summit Credit Union | $7.4B | 230K | Cottage Grove, WI |
| #49 | Hudson Valley Credit Union | $7.4B | 370K | Poughkeepsie, NY |
| #50 | Virginia Credit Union | $6.9B | 490K | Richmond, VA |
Source: NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting. Data as of early 2026.
Browse each credit union
- #1 Navy Federal Credit Union - $197.2B, 15.0M members, Vienna, VA
- #2 State Employees' Credit Union (SECU) - $58.1B, 2.8M members, Raleigh, NC
- #3 SchoolsFirst Federal Credit Union - $35.4B, 1.5M members, Tustin, CA
- #4 Boeing Employees' Credit Union (BECU) - $29.4B, 1.6M members, Tukwila, WA
- #5 Pentagon Federal Credit Union (PenFed) - $29.3B, 2.8M members, Tysons, VA
- #6 America First Credit Union - $22.6B, 1.4M members, Riverdale, UT
- #7 Mountain America Credit Union - $21.2B, 1.2M members, Sandy, UT
- #8 Golden 1 Credit Union - $20.3B, 1.1M members, Sacramento, CA
- #9 Alliant Credit Union - $19.7B, 890K members, Chicago, IL
- #10 Suncoast Credit Union - $18.8B, 1.1M members, Tampa, FL
- #11 Randolph-Brooks Federal Credit Union (RBFCU) - $18.5B, 1.1M members, Live Oak, TX
- #12 First Technology Federal Credit Union - $17.0B, 710K members, San Jose, CA
- #13 Lake Michigan Credit Union - $14.8B, 500K members, Caledonia, MI
- #14 Security Service Federal Credit Union - $14.1B, 760K members, San Antonio, TX
- #15 VyStar Credit Union - $14.0B, 1.0M members, Jacksonville, FL
- #16 FourLeaf Federal Credit Union - $13.5B, 480K members, Bethpage, NY
- #17 Digital Federal Credit Union (DCU) - $12.9B, 1.1M members, Marlborough, MA
- #18 Idaho Central Credit Union - $12.9B, 660K members, Chubbuck, ID
- #19 Global Federal Credit Union - $11.6B, 770K members, Anchorage, AK
- #20 GreenState Credit Union - $10.7B, 460K members, North Liberty, IA
- #21 Ent Credit Union - $10.0B, 550K members, Colorado Springs, CO
- #22 San Diego County Credit Union (SDCCU) - $10.0B, 430K members, San Diego, CA
- #23 Teachers Federal Credit Union - $9.9B, 480K members, Hauppauge, NY
- #24 OnPoint Community Credit Union - $9.9B, 590K members, Portland, OR
- #25 United Nations Federal Credit Union (UNFCU) - $9.9B, 250K members, Long Island City, NY
- #26 Logix Federal Credit Union - $9.9B, 250K members, Valencia, CA
- #27 Police and Fire Federal Credit Union (PFFCU) - $9.7B, 450K members, Philadelphia, PA
- #28 Star One Credit Union - $9.7B, 130K members, Sunnyvale, CA
- #29 ESL Federal Credit Union - $9.5B, 450K members, Rochester, NY
- #30 Patelco Credit Union - $9.5B, 510K members, Dublin, CA
- #31 Wings Financial Credit Union - $9.3B, 370K members, Apple Valley, MN
- #32 Broadview Federal Credit Union - $8.9B, 500K members, Albany, NY
- #33 Eastman Credit Union - $8.9B, 340K members, Kingsport, TN
- #34 Desert Financial Credit Union - $8.9B, 470K members, Phoenix, AZ
- #35 Space Coast Credit Union - $8.8B, 670K members, Melbourne, FL
- #36 Wright-Patt Credit Union - $8.8B, 520K members, Beavercreek, OH
- #37 American Airlines Federal Credit Union - $8.6B, 360K members, Fort Worth, TX
- #38 Delta Community Credit Union - $8.6B, 510K members, Atlanta, GA
- #39 PSECU - $8.5B, 590K members, Harrisburg, PA
- #40 Redwood Credit Union - $8.5B, 360K members, Santa Rosa, CA
- #41 Bellco Credit Union - $8.5B, 380K members, Greenwood Village, CO
- #42 MSU Federal Credit Union - $8.1B, 370K members, East Lansing, MI
- #43 MIDFLORIDA Credit Union - $8.0B, 470K members, Lakeland, FL
- #44 Members 1st Federal Credit Union - $8.0B, 600K members, Mechanicsburg, PA
- #45 Redstone Federal Credit Union - $7.8B, 810K members, Huntsville, AL
- #46 Citizens Equity First Credit Union (CEFCU) - $7.7B, 400K members, Peoria, IL
- #47 Veridian Credit Union - $7.7B, 350K members, Waterloo, IA
- #48 Summit Credit Union - $7.4B, 230K members, Cottage Grove, WI
- #49 Hudson Valley Credit Union - $7.4B, 370K members, Poughkeepsie, NY
- #50 Virginia Credit Union - $6.9B, 490K members, Richmond, VA
Frequently asked questions
What is the largest credit union in the US?
Navy Federal Credit Union is by far the largest, with about $197.2B in assets and roughly 15.0M members, serving the armed forces, Department of Defense and veterans and their families. It is bigger than the next several credit unions combined.
Does this directory show each credit union's savings and loan rates?
No. The NCUA does not publish a per-credit-union rate table, so we do not show one - that would mean guessing. Each credit-union page lists size and membership facts (assets, members, headquarters, who can join) and links you to the credit union to check its current rates. For rate comparisons, use our credit-union-vs-bank average tables and calculator.
How do I join a large credit union?
Each credit union has a field of membership - a group it is chartered to serve, such as an employer, region, association or family of an existing member. Many large credit unions now have an easy open path (for example joining a partner non-profit). Check the credit union page for who can join, then verify on its website.
Sources & accuracy
Assets are approximate, rounded to the nearest $0.1 billion from NCUA Call Report data (reported early 2026). Member counts and headquarters are from each credit union's public reporting. NCUA does not publish per-credit-union deposit or loan rates, so this directory shows size and membership facts only, not rates. Source: NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting, data as of early 2026. General information, not financial advice. Verify with the credit union. See methodology and disclaimer.
Last updated: 2026-06-22