ESL Federal Credit Union
#29 largest US credit union · Rochester, NY · size & membership facts
ESL Federal Credit Union is the #29 largest of the 50 US credit unions in this directory, with about $9.5B in assets and roughly 450,000 members, headquartered in Rochester, NY. Its field of membership: Greater Rochester, NY residents and workers. Deposits are federally insured up to $250,000 per member by the NCUSIF. We show size and membership facts, not rates (the NCUA does not publish per-credit-union rates). General information, not financial advice.
Source: NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting. Data as of early 2026.
About ESL Federal Credit Union
| Fact | Detail |
|---|---|
| Total assets | $9.5B |
| Members | 450,000 (450K) |
| Headquarters | Rochester, NY |
| Who can join (field of membership) | Greater Rochester, NY residents and workers |
| Rank by assets | #29 of 50 largest |
| Federal share insurance | Up to $250,000 per member (NCUSIF) |
Source: NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting. Data as of early 2026.
Want current savings, CD or loan rates from ESL Federal Credit Union? We do not publish them because the NCUA does not release per-credit-union rates - find ESL Federal Credit Union's official website to check live rates. To see how credit unions compare with banks on average, use our rate tables and calculator.
Nearby in the rankings
- Police and Fire Federal Credit Union (PFFCU) - $9.7B, 450K members
- Star One Credit Union - $9.7B, 130K members
- Patelco Credit Union - $9.5B, 510K members
- Wings Financial Credit Union - $9.3B, 370K members
Frequently asked questions
How big is ESL Federal Credit Union?
ESL Federal Credit Union holds about $9.5B in assets and serves roughly 450,000 members, ranking #29 of the 50 largest US credit unions in this directory. It is headquartered in Rochester, NY.
Who can join ESL Federal Credit Union?
ESL Federal Credit Union's field of membership is: Greater Rochester, NY residents and workers. Credit unions can only serve people within their charter, though many large ones offer an easy open path. Confirm eligibility on the credit union's official website.
Are deposits at ESL Federal Credit Union insured?
Deposits at federally insured credit unions are protected by the NCUA Share Insurance Fund up to $250,000 per member, per ownership category - the same limit as FDIC insurance at banks, and backed by the full faith and credit of the United States.
What savings and loan rates does ESL Federal Credit Union offer?
We do not publish per-credit-union rates because the NCUA does not release them and we never guess. Check ESL Federal Credit Union's official website for current rates, and use our credit-union-vs-bank average tables to see how credit unions generally compare.
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Sources & accuracy
Size and membership facts from NCUA Quarterly Credit Union Data (5300 Call Report) and credit-union public reporting and ESL Federal Credit Union's public reporting; insurance from the NCUA Share Insurance Fund (NCUSIF). Assets are approximate and rounded. Data as of early 2026. General information, not financial advice or an endorsement. Verify with the credit union. See methodology and disclaimer.
Last updated: 2026-06-22